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Cash Motor Insurance

Cash Settlement Policy

Our motor comprehensive policy is on cash settlement basis only and includes 3rd party liability including passengers and the driver.

Select between our Special & Premium Packages.

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Liability Package Insurance

Professional Indemnity & Public Liability

This policy covers legal liabilities arising due to professional negligence, bodily injury/death and third party propery damange, associated with a specific field when performing professional duties.

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Fast

Save time and money! Get your insurance quotation in no time. We give you all the benefits in your first inquiry.

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Easy

All the products are designed with you in mind, get easy access to tailor made products here.

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FAQ

Where are you located?

Klapton Insurance Zambia (KIZ) is located at Unit 8B First Floor, Pangaea Business Park, Great East road, Lusaka, Zambia. Click the link below to see our location on Google Maps.

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What are your rates on motor vehicle insurance Comprehensive?

Our rating factors are in built. Click the link below to get a free quotation today!

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What do I get when I buy Motor Comprehensive cover?

The benefits are dependant on the policy you choose. Click the link below to get a free quotation today!

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How can I upload images of my vehicle after going through the insurance process?

Log into your account with the password you created. If you didn't already, you can create one by clicking 'Reset Password' at the login screen. Once you are logged in, click the 'View' button next to the relevant quotation or policy and then click 'Upload Pictures'

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Who are your authorized garages?

Our claims are on cash settlement basis only, paid to the insured or 3rd party. Therefore, you are free to use any garage of your choice once payment is made.

How do I notify your claim?

You can now submit your claims with ease from your dashboard directly online! Click the link below to submit a new claim today.

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What is my premium?

Your premiums are based off our in-built rating factors. Click the link below to get a free quotation today!

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What are you doing different from other insurance players in the market?

We sell packaged policies with additional benefits included in our most basic product offering. Click the link below to see our current product offerings.

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What type of insurance services do you offer?

All our products are short term insurance policies for your business and personal needs. Click the link below to see our current product offerings.

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What is my vehicle version (variant or trim)?

The vehicle version of a car is the specifications package on top of the base model of the vehicle (RS, Sport, Vigo, Limited Edition and so on). This is sometimes developed by the manufacturer, and other times by the dealerships. Click the link below to get a quotation for the version of your vehicle.

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Where can I find my vehicle version (variant or trim)?

Details of the vehicle version can be found by observing Badges on the back door, side fenders, engine cover, extra add-ons (bumpers, skirts, railings...) of the car, interior elements (seat belt, car seats, dashboard...), Engine Capacity, and Ignition type (turnkey or push-to-start). If you still do not know your vehicle version, enter the year, make and model of your car, and cycle through the variants to see the different engine capacities, and select the one closest to your own. Click the link below to get a quotation for the version of your vehicle.

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